Well, depending on where you live, you might be able to meet up at a game. I would advise the latter of the two as, unless you have been to a serious game already, it should give you a good idea of what you might want. Just make sure they have a rental waiting for you. As for the lack of a car, just try to hitch a ride with someone.
In the end I would say it's thoroughly worthwhile to get age verified. I've only been here a short while myself, but if you look at the classifieds long enough you'll find something you like that's in your price range. Plus it'll probably be full black, which is a plus in my eyes.