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Old February 26th, 2008, 00:14   #13
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Join Date: Feb 2008
Location: Red Deer
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Avoid Bank to bank transfers (AKA TELEX). They are generally only really used in large commercial transaction in the 10's of thousands of dollars. Paypal of CC is the way to go. If there are disputes you can get your money back.

Keep all of your emails. If a retailers promises you a refund in an email but doesnt follow through. that's enough evidence to have a credit card payment reversed by the bank.
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