Originally Posted by wildcard
he got insurance but he is not sure whether the airsoft will be covered as some of them were purchased long time ago
OK let me put my "former insurance broker" hat on
the age of the goods is immaterial.. he is entitled to be put back in the same position that he was before the loss.
Replacement with like kind and quality or pay out of the Actual Cash Value are the 2 options.
Actual Cash value is the replacment cost less depreciation ( or plus appreciation )
its a good thing he has a list.. and I trust photos of the items