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Old December 27th, 2007, 22:36   #41
Brian McIlmoyle
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Join Date: Apr 2005
Location: Toronto
Originally Posted by wildcard View Post
he got insurance but he is not sure whether the airsoft will be covered as some of them were purchased long time ago
OK let me put my "former insurance broker" hat on

the age of the goods is immaterial.. he is entitled to be put back in the same position that he was before the loss.
Replacement with like kind and quality or pay out of the Actual Cash Value are the 2 options.

Actual Cash value is the replacment cost less depreciation ( or plus appreciation )

its a good thing he has a list.. and I trust photos of the items
Brian McIlmoyle
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If the tongue could cut as the sword does, the dead would be infinite
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