Oh yeah, Latency and Pus, I know. I had collection calls asking me for almost a grand for a few months. Got the lawyer involved and paypal dropped whatever I "owed" them, but kept the $200 for "fees".
I'll cut my loses and just never deal with them again. In fact, I don't use a credit card at all, and I'm debt free. Life is better that way.
God is a /b/tard.